Enabling unrivalled payment experiences for customers with digital payment cards
It is estimated that over 2 billion consumers worldwide will be shopping online by 2021. To address this market, payment networks and private label card issuers are looking at new ways to adapt their digital strategies and support new use cases for card-based proximity, in-app, P2P, and remote payments. IDEMIA’s Token Platform provides a turnkey solution for payment networks looking to implement card digitization solutions across a variety of payment options, from mobile wallets to remote payments.
IDEMIA’s Token Platform is a comprehensive and proven solution that enables payment card digitization, and offers all sub-components required to create a complete digital card, including tokenization and credential provisioning into a device or sharing with a token requestor.
The Token Platform is omni-channel by design and agnostic of the payment type (proximity, in-app, remote, P2P), the form factor used (mobile device or wearable), and the technology selected for proximity payments (NFC or QR code).
The platform is also equipped with the mobile wallet enablers needed by payment networks to launch digital mobile services in a smart, reliable and flexible approach.
The IDEMIA Token Platform increases digital payment capability for cardholders, regardless of the use case.
This comprehensive solution enables end-to-end card digitization independently from the use case and channel.
A set of APIs is provided as part of the solution to onboard and interface with trusted stakeholders such as issuers, token service providers and token requestors.
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