Identity Authentication

Authentication occurs each time customers attempt to access a service or perform a transaction. It requires that they provide pieces of evidence to prove their identity, categorized as:

• Knowledge: what users know (password, PIN…)
• Possession: what users possess (token, mobile…)
• Inherence: what users are (fingerprint, face, iris…)

IDEMIA’s adaptable authentication platform enables businesses to easily address a complex and dynamic reality that accounts for:

• Business strategy and varying security policies
• Varying risk levels of transactions
• Multiplicity of users’ profiles and situations
• Multiplicity of sales channels
• Rapid technological developments and ever evolving fraud
• Heterogeneous and new authentication factors

This platform allows companies to adopt a user-focused authentication strategy that strikes a balance between usability and security, while complying with the latest regulations and standards regarding authentication. The stringency of authentication is adapted to the risk level of the transaction, with risk-based and multi-factor authentication, following a risk assessment with transaction risk analysis.