International schemes
Visa, Mastercard, American Express, Discover, UPI, JCB.
Card Personalization Services
Delivering top-of-wallet payment cards with advanced personalization
EMV contact and contactless products
Securing daily payments with international and domestic scheme certified products
Two main forces currently drive the issuance of payment cards worldwide, namely the migration to the EMV interoperability and security standard, and the growing adoption of contactless payments. Both are answers from international and domestic payment schemes and regulators worldwide to address consumers’ natural needs for incremental security, functionality and convenience for their everyday payments.
Leveraging an unmatched expertise in embedded security, IDEMIA delivers payment cards and services to the world’s largest financial institutions and FinTechs, so that they can provide consumers with debit, ATM, credit or prepaid cards that are certified by all international and domestic schemes worldwide.
IDEMIA’s global EMV product range features contact and contactless chip-based products, made of secured Java-based open platform operating systems and applications, and certified against industry state-of-the art security and functional requirements. Depending on the issuer’s needs, our EMV cards can be delivered with added-value applications, as well as innovative card body features and materials.
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One stop shop
IDEMIA’s extensive EMV offer covers all issuer needs in terms of products (contact, contactless), scheme certification (international and domestic), form factors (cards, modules, wearables, etc.) and applications (transport, loyalty, etc.).
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Innovative products
IDEMIA’s state-of-the art EMV product range provides issuers with a large choice to differentiate themselves, from new generation card bodies (metal, recycled PVC, etc.) to non-payment functionalities, such as card activation through a smartphone.
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Added-value applications
Thanks to IDEMIA’s EMV expertise, banks and Fintechs can issue multi-service payment means with added-value functionalities to their customers such as transport, loyalty, authentication and biometrics.
Virtual payment card personalization center
With a global footprint, our service centers offer local payment card personalization services to banks, financial institutions and FinTechs around the world. If you are curious to know more about what happens behind the scene before a payment card is delivered to its owner, have a look at the different steps of a payment card personalization process in our virtual center.
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800M
payment products delivered in 2019
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70%
of cards produced in IDEMIA factories are also personalized by us
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Over 20
international and domestic schemes have certified our products
Cards thriving in an embedded finance future
Using embedded finance is a “win-win” for traditional banks and non-financial companies, underpinned by Banking as a Service and Card as a Service models.
Everyday multifaceted payments
New payment methods such as SoftPOS applications, e-wallets, and super apps facilitate the consumer experience with contactless payments. This multiplicity of means is transforming the shopping journey.
End-to-end support for creating numberless cards
IDEMIA supports issuers to create numberless cards from card design and personalization to card activation and PIN retrieval, as well as to issue virtual cards for online and in-store payments.
- Java Operating System & applications
- Contact and contactless payments
- International schemes’ latest payment application specifications
- Multi-payment types: offline, online payments, debit, credit, prepaid, post-paid, open/closed-loop networks
- Comprehensive card body range : eco PVC, metal, large number of finishing options
- Innovation: biometric cards, dynamic cryptogram
- Form factors: cards, modules, wearables
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Domestic schemes
GIE-CB, GBIC, BANCOMAT, RUPAY, EFTPOS, MADA, TBA, ASPI, JETCO, NSPK, PAYNET, PAYPAK, INTERAC, TROY, ELO, BANKAXEPT, STMP, NETS, NAPAS and more.
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